Soft and luxurious, the height of quality. Fine-grained Nappa leather cover with a semi-gloss finish. Zippered closure, plus front-cover storage pocket. Starter Set includes: Three months of undated planning pages (one-page-per day, two-pages-per-day and two-pages-per-week), 12 undated tabbed monthly dividers, tabbed telephone/address pages, assorted reference pages, credit/business card holder*, 24-sheet lined note pad, zip pouch* and page locator, unless otherwise noted.